HGS — Client Analysis

Client & period

Client

From

To

Value-job threshold £

Quick range

Running costs to include

Ticked categories are read from your transactions for the period. Set an amortise span in months for one-off payments that cover a longer stretch (e.g. ACS over 60). Leave at 1 for pay-as-you-go costs. Allocation of these to the client is by job-count share.

	Category	Payments	In period	Amortise (mo)

Your own cost entries

For anything not in the transactions, or where the transaction pattern skews it. Accountant paid in scattered instalments — untick "Accountancy Fees" above and add it here as an annual figure. ACS — untick "ACS Assessments" above, add it here, choose Spread over 60 and it divides across 5 years. Annual pro-rates ÷12×months; spread divides your figure across N months from its start. Labels show on the export.

Label	Amount £	Basis	In period

Wages

Off by default — your own drawings are not a business cost, so nothing here counts until you switch a person on. Toggle on only genuine staff wages you want allocated to this client by job-count share.

	Person (from transactions)	Paid in period	Allocated to client

Result

Rate estimator — what the same work would have billed

Reprices the jobs you actually did in this period at a higher base rate, scaling the whole ladder in proportion (so the additional-time increment moves too, the way your Apr-2026 change did). Based on reconstructed hours — exact for ladder-priced work, approximate for fixed-quote jobs.

New base rate £/hr

Year-by-year — this client

Each trading year (from your first invoice date, anniversary to anniversary) for the selected client, on the current cost settings above.

This client vs the rest — over time

Where your time went (share of jobs) against where your money came from (share of income), each year. When a side's income share sits below its job share, they pay less per job than the rest of your work — and the other side pays more.

Payment behaviour

How this client actually pays — because fast, clean payment is worth real money, and slow payment or repeated chasing is a hidden cost the rate alone doesn't show.

Activity & recency

When this client last gave you work, and whether their volume is rising, steady or falling over recent months — the early-warning signal a year-end view misses.

Client Analysis

Load your data